Growth on Your Terms:
Flexible Capital for
B2B SaaS

Pipeline & Novel Capital partner to offer non-dilutive funding to help you scale faster.

 Novel Capital empowers SaaS founders with non-dilutive funding. Get a quote in 48 hours and access capital in less than 30 days. Secure the resources you need to scale—starting now.

Access Up to $5M in Non-Dilutive Capital
How much capital do you need to raise?
$
K
Tell us a bit about your business
Speak to our SaaS funding experts

Your Next Chapter Starts Here

Boost your capital IQ and start accelerating your growth today. 
Get Started
Knowing Better, Growing Faster 

Our Upfront Capitalâ„¢ product is designed for B2B SaaS and tech companies with the following financial characteristics:

  • Minimum $350k revenue and targeting profitability
  • 10%+ YoY revenue growth
  • Predictable revenue
  • Seeking at least $100k in funding

One of the advantages of our financing is that it is very flexible and useful across many stages of a company’s growth.

Novel’s funding is a great fit whether you’re a bootstrapped company, have prior angel or VC investment, are looking to bridge to a round, or want to include it as part of your current fundraise.

At Novel Capital, we work with founders who are seeking capital targeted at accelerating revenue growth or supporting working capital needs, rather than strictly for R&D.

We may provide a committed capital line up to 40% of your annual revenue.

We provide entrepreneurs between $100k and $5m to fuel their growth. Additional capital is easily unlocked as your company continues to grow.

Our process is transparent and simple; there are no personal guarantees, covenants, or warrants required. We have limited reporting requirements and do not require an investor presentation quarterly. Unlike venture debt, we don’t require the companies we invest in to be venture-backed. You can continue to get capital on demand as you continue to grow.

We also understand that you may have other investors who have provided you capital. Your company and IP are never at risk with Novel.

While companies that have MRR and ARR fit our model well, it is not a requirement for our financing. We work well with companies that have both recurring and one-time revenues.

We know you have better things to do than spend months fundraising. You can receive capital in-hand within 30 days of your completed application.

Upfront Capital is flexible to support your needs

Built for growing SaaS

Growth Capital on Your Terms
3- to 24-month payment terms.           No prepayment penalties.

We’ve Helped 150+ B2B SaaS Grow

4.8

Bill Johnson  

CEO

The team at Novel has been fantastic to work with, and their app is incredible. It helps with everything you need to manage your operations.

Jonathon Fishman

Founder & CEO 

As an early-stage founder, access to non-dilutive capital is essential. Equity is necessary but expensive. Novel had a thoughtful and straightforward process to evaluate and fund an appreciable amount of capital for our business. They took the time to get to know our business and sought a long-term relationship. Lending is commoditized, but I felt Novel sought partnerships and not transactions.

Charles harison 

EVP & CFO 

Our experience with Novel was very positive, straightforward, and efficient. We appreciated that many of their team members had the experience of building a company from the startup phase and were familiar with the challenges.

Casey Putschoegl 

Co-Founder & President 

Continually impressed. Responsive and attentive team that feels like a partner.

Kevin Rindal 

CEO 

As the co-founder and CEO of a fast-growing B2B Enterprise SaaS company, having access to non-dilutive capital from Novel Capital to fund our growth has been a game changer. The Novel Team gets it and understands our unique needs.

Linda Ginac 

Founder & CEO

Working with Novel Capital has been exceptional. The team was thorough, the process was seamless, and they expedited the transaction quickly. We had funds in the bank within a few weeks. The team is great, and we plan to continue using their services.

Arie stavchansky 

Founder & CEO

Novel has a solid understanding of the concerns founders have as they scale their bootstrapped businesses. They are patient, and knowledgeable, and understand their value amongst their competition.

Hamed Ahmadi 

Co-founder & CEO 

This team provided a great experience from initial contact to close. Their approach was friendly and professional, setting all expectations from the outset. Communication was transparent and comprehensive, with clear explanations of expectations, processes, and timelines provided from the start. There were no unexpected surprises, and everything unfolded precisely as outlined in the beginning.

Marius Moscovici 

Founder & CEO 

Novel was a breath of fresh air. It is wonderful to finally find a lending partner with a true customer-focused DNA and a strong understanding of how to serve Enterprise SaaS companies properly.

Flexible SaaS Capital in 3 Simple Steps

1. Sign Up & Sync Your Data
Securely connect your tools to our platform, giving us read-only access.
2. Apply for Funding
Complete the application, and you’ll receive a term sheet.
3. Access Capital 
Once you accept the terms, receive your capital and use our platform to access future draws.
Get Started

Pay as You Grow
Draw what you need. 
Only pay for what you use.

Clear Repayment Terms
Fixed monthly payments. No surprises.

With Novel Capital You Can

Extend Runway
Gain peace of mind with a longer runway for growth.
Accelerate Revenue
Invest in growth initiatives to boost revenue quickly.
Fundraise Faster
Get non-dilutive capital now and focus on growing your business.
Fill Cashflow Gaps
Ensure cash availability during slow seasons.
Bridge to Equity
Sustain your organization on the way to your next raise.
Secure Payroll
Create a safety net for your most critical expenses.
Grow Your Team
Accelerate growth with strategic staff additions.
Build Product Faster
Buy software tools or strengthen your product team.

Exclusive $1,500 discount

3- to 24-month repayment terms

No warrants or personal guarantees

Access up to 40% of your annual revenue

No Equity Loss

Secure the funding you need without giving up the value or ownership of your company.

Grow Your SaaS with Non-Dilutive Funding

You are in control

At Novel, we have minimal reporting requirements and do not require board seats or investor updates. 

Secure Funding

Increased Investor Confidence

Maintain control of your IP and keep your Cap Table clean for your investors or future funding rounds.