Revenue-based financing (RBF) is a is form of non-dilutive funding underwritten based on a startup’s monthly or annual recurring revenue (MRR or ARR). Entrepreneurs receive a lump sum of capital, which is then returned through monthly payments up to a predetermined return cap.

Traditional RBF providers require repayment through a monthly percentage of revenue.

At Novel, we approach startup financing differently. We offer simple fixed monthly payments and patient payback periods from 1-to-36-months.

Our revenue-based financing (RBF) is designed for SaaS & tech companies with the following financial characteristics:

● Minimum $350k revenue + targeting profitability
● 10%+ YoY revenue growth
● Predictable revenue
● Seeking at least $100k in funding

One of the advantages of our financing is that it is very flexible and useful across many stages of a company.

Novel’s funding is a great fit whether you’re a bootstrapped company, have prior angel or VC investment, are looking to bridge to a round, or as a part of your current fundraise.

At Novel Capital, we work with founders who are seeking capital targeted to accelerate revenue growth or support working capital needs, rather than strictly R&D.
We will generally provide a committed capital line up to 40% of the value of your annual revenue.

We provide entrepreneurs anywhere between $100k to $5m to fuel their growth. Additional capital is easily unlocked as your company continues to perform.
Our process is transparent and simple; there are no personal guarantees, covenants or warrants required. Unlike venture debt, we don’t require the companies we invest in to be venture-backed. You can continue to get capital on-demand as you continue to grow.

We also understand that you may have other investors that have provided you capital. Your company and IP are never at risk with Novel.
While companies that have MRR and ARR fit our model well, it is not a requirement to our financing. We work well with companies that have recurring and one-time revenues.
We know you have better things to do than spend months fundraising. You can receive capital in-hand within 10 days of your completed application.
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Growth Capital That Grows with You

Scale your SaaS company faster with up to $5M in revenue-based funding. Our transparent funding platform will get you the capital in as little as 10 days.

Want to learn more?
Visit our website.

START HERE

Want to learn more?
Visit our website.

TRUSTED BY 100+ FOUNDERS

Revenue-Based Financing Made for B2B SaaS

We know Founders

Work with someone who understands the funding process and can help you solve your growth challenges. No dilution or risk to you or your investors.

Costs are under your control

Lock in a 12-month committed line of capital. Draw when you need it and only pay on what you draw.

Trust starts with transparency

With Novel, there’s never any hidden fees or complex deal terms. Our cost of capital upfront and transparent.

Funding that moves as fast as you do

Apply through our secure funding platform and get up to $5M to accelerate your growth in 10 days or less.

SECURE FUNDING

“As a startup, Novel is the best partner to help you grow. Their service is
personalized, with a great understanding of our business and growth needs. The loan process was efficient, and the payments don’t hurt your cash flow”

Juan Vera

CEO, Nimblr.ai

Get Up To 40% of Your ARR in 3 Easy Steps

2. Apply for Funding

1. Sign-Up & Sync Your Data

3. Access Capital

GET STARTED

Securely connect your tools to our platform, giving us read-only access

Complete the application and you’ll receive a terms sheet.

Once you accept the terms, capital is delivered in as little as 10 days.

Smooth cashflow for seasonal or cyclical businesses

Invest in marketing and sales to boost your growth

Bridge to your next equity round or add non-dilutive to close it out

Hire staff ahead of implementations

Funding That Fits Your Use Case

Frequently Asked Questions

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Overland Park, KS 66202

UNITED STATES

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ABOUT US

Since 2021, Novel Capital has helped B2B SaaS Founders access growth capital to fuel their most important initiatives.

SECURE FUNDING

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