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Get up to $5M in Fast, Flexible Funding Exclusively for B2B SaaS

No equity dilution, just growth on your terms. 

A simple, transparent process with flexible repayment terms.

FOR FOUNDERS BY FOUNDERS

Your Next Chapter Starts Here

Boost your capital IQ and start accelerating your growth today. 
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Knowing Better, Growing Faster 

Our Upfront Capital™ product is designed for B2B SaaS and tech companies with the following financial characteristics:

  • Minimum $350k revenue + targeting profitability
  • 10%+ YoY revenue growth
  • Predictable revenue
  • Seeking at least $100k in funding

One of the advantages of our financing is that it is very flexible and useful across many stages of a company.

Novel’s funding is a great fit whether you’re a bootstrapped company, have prior angel or VC investment, are looking to bridge to a round, or as a part of your current fundraise.

At Novel Capital, we work with founders who are seeking capital targeted to accelerate revenue growth or support working capital needs, rather than strictly R&D.

We may provide a committed capital line up to 40% of your annual revenue.

We provide entrepreneurs between $100k and $5m to fuel their growth. Additional capital is easily unlocked as your company continues to grow.

Our process is transparent and simple; there are no personal guarantees, covenants or warrants required. Unlike venture debt, we don’t require the companies we invest in to be venture-backed. You can continue to get capital on-demand as you continue to grow.

We also understand that you may have other investors that have provided you capital. Your company and IP are never at risk with Novel.

While companies that have MRR and ARR fit our model well, it is not a requirement to our financing. We work well with companies that have recurring and one-time revenues.

We know you have better things to do than spend months fundraising. You can receive capital in-hand within 10 days of your completed application.

Flexible SaaS Capital in 3 Simple Steps

1. Sign-Up & Sync Your Data 
Securely connect your tools to our
platform, giving us read-only access 
2. Apply for Funding
Complete the application and you’ll
receive a terms sheet. 
3. Access Capital 
Once you accept the terms, receive your capital and use our platform to access future draws.
Get Started

Growth Capital Designed Exclusively for B2B SaaS 

We know SaaS Founders

Work with someone who understands SaaS fundraising and can help you solve your growth challenges.

Full flexibility and control over costs 

Lock in a 12-month committed line of capital. Draw when you need it and only pay on what you draw.

Trust starts with transparency

With Novel, there are never any hidden fees or complex deal terms. No dilution or risk to you or your investors Our costs are upfront and transparent.

Funding that moves as fast as you do

Apply through our secure funding platform, get a quote in 48 hours, and get up to $5M in 30 days.

Secure Funding

Flexible Capital for Growth
3-to-24-month payment terms. No pre-payment penalties.

Pay as You Grow
Draw what you need. Only pay for what you use.

Clear Repayment Terms
Fixed monthly payments. No surprises.

No Equity Loss
No warrants. Keep full ownership of your business.

Upfront Capital is flexible to support your needs

Built for growing SaaS

Novel Capital Helps You Achieve

Extend Runway
Gain peace of mind with a longer runway for growth.
Accelerate Revenue
Invest in growth initiatives to boost revenue quickly.
Fundraise Faster
Get non-dilutive capital now and focus on growing your business.
Fill Cashflow Gaps
Ensure cash availability during slow seasons.
Bridge to Equity
Sustain the organization on your way to your next raise.
Secure Payroll
Create a safety net for your most critical expenses.
Grow your team
Accelerate growth with strategic staff additions.
Build Product faster
Buy software tools or enhance your product team.

We’ve helped 150+ B2B SaaS Grow

4.8

Bill Johnson  

CEO

The team at Novel has been fantastic to work with, and their app is incredible. It helps with everything you need to manage your operation.

Jonathon Fishman

Founder & CEO 

As an early-stage founder, access to non-dilutive capital is essential. Equity is necessary but expensive. Novel had a thoughtful and straightforward process to evaluate and fund an appreciable amount of capital for our business. They took the time to get to know our business and seek a long-term relationship. Lending is commoditized, but I felt Novel sought partnerships and not transactions. 

Charles harison 

EVP & CFO 

Our experience with Novel was very positive, straightforward, and efficient. We appreciated that many of their team members had the experience of building a company from the startup phase and are familiar with the challenges.

Casey Putschoegl 

Co-Founder & President 

Continually impressed. Responsive and attentive team that feels like a partner.

Kevin Rindal 

CEO 

As the co-founder and CEO of a fast-growing B2B Enterprise SaaS company, having access to non-dilutive capital from Novel Capital to fund our growth has been a game changer. The Novel Team gets it and understands our unique needs.

Linda Ginac 

Founder & CEO

Working with Novel Capital has been exceptional. The team was thorough, the process was seamless, and they expedited the transaction quickly. We had funds in the bank within a few weeks. The team is great, and we plan to continue using their services.

Arie stavchansky 

Founder & CEO

“novel has a solid understanding of the concerns founders have as they scale their bootstrapped business. they are patient, knowledgeable, and understand their value amongst their competition.”

Hamed Ahmadi 

Co-founder & CEO 

This team provided a great experience from initial contact to close. Their approach was friendly and professional, setting all expectations from the outset. Communication was transparent and comprehensive, with clear explanations of expectations, processes, and timelines provided from the start. There were no unexpected surprises, and everything unfolded precisely as outlined in the beginning.

Marius Moscovici 

Founder & CEO 

Novel was a breath of fresh air...It is wonderful to finally find a lending partner with a true customer-focused DNA and a strong understanding of how to serve Enterprise SaaS companies properly. 

Get up to 40% of your revenue

Get a quote in 48 hours & capital in less than 30 Days

No Personal Guarantees

3 to 24 mo Repayment Terms